Milton Chang: The topic, of course, for my part of it is to talk about the fund raising issues. Obviously, how much you need, and from whom (See Fig. 1), I'll try to cover that. But in terms of real issues, you really want to get money from people that you enjoy working with. Often times, when you are trying to raise money, you are willing to take money from anybody, and that's just the beginning of mistakes. Life is too short.