Ever since the advent of Internet, there has been an immense growth in the amount of image data that is available on the World Wide Web. With such a magnitude of image availability, an efficient and effective image retrieval system is required to make use of this information. This research presents an effective image matching and indexing technique that improvises on existing integrated image retrieval methods. The proposed technique follows a two-phase approach, integrating query by topic and query by example specification methods. The first phase consists of topic-based image retrieval using an improved text information retrieval (IR) technique that makes use of the structured format of HTML documents. It consists of a focused crawler that not only provides for the user to enter the keyword for the topic-based search but also, the scope in which the user wants to find the images. The second phase uses the query by example specification to perform a low-level content-based image match for the retrieval of smaller and relatively closer results of the example image. Information related to the image feature is automatically extracted from the query image by the image processing system. A technique that is not computationally intensive based on color feature is used to perform content-based matching of images. The main goal is to develop a functional image search and indexing system and to demonstrate that better retrieval results can be achieved with this proposed hybrid search technique.