We investigate the potential vulnerability to seawater intrusion into the aquifers along the Kozhikode coastal stretch using the modified GALDIT (GALDIT-U) model from an urbanization perspective. Urban growth impact (expansion of the impervious surface) was added as an additional input parameter in the GALDIT model, and the analyses were performed using GIS. The results indicated that the area of 16.84  km², found within the proximity of urban settlements and eroded shorelines along with the Kozhikode, Beypore, Kadalundi, and Faroke, falls under very high vulnerability to seawater intrusion with vulnerability index values ranging 24.82 to 29.82. In the southern sector, the area of 16.84  km² between Elathur and Beypore also falls within very high vulnerability zones. Similarly, the area of 37.01  km² in Quilandi, Faroke, Puthiyankadi, Panniyankara, and the east sector of Kozhikode municipality is seen as high vulnerability zones with the vulnerability index values ranging 19.84 to 24.82. Seawater intrusion estimated under moderate vulnerability zones is found to occupy 47.85  km² (vulnerability index values 14.88 to 19.84). The low and very low vulnerability zones cover 65.07 and 48.07  km², with the vulnerability index values ranging 9.92 to 14.88 and 4.96 to 9.92, respectively. When cross-validated using major hydrochemical parameters, the results indicate a strong correlation between the vulnerability index classes and groundwater physicochemical parameters. The sensitivity analysis carried out indicated that the distance from the shoreline (D), impacts of urban growth (U), and depth to groundwater table above sea level (L) to be highly influencing parameters for seawater intrusion vulnerability in the coastal stretches. The modified GALDIT-U model shows reliable accuracy for estimating and demarcating seawater intrusion vulnerability zones and could act as an efficient tool in the sustainable management of coastal aquifers in an urban environment.